Original Medicare covers things like inpatient hospital care, doctors' services and tests, and preventive services. Original Medicare helps cover medical services like hospital stays, doctor visits and outpatient care, as well as Home Care near Swarthmore PA. However, it doesn’t cover prescription drugs or dental, vision and hearing services. In general, Medicare Part A helps pay for inpatient care you get in hospitals, critical access hospitals, and skilled nursing facilities. Original Medicare covers things like inpatient hospital care, doctors' services and tests, and preventive services. Original Medicare helps cover medical services like hospital stays, doctor visits and outpatient care, as well as Home Care near Swarthmore PA. However, it doesn’t cover prescription drugs or dental, vision and hearing services. In general, Medicare Part A helps pay for inpatient care you get in hospitals, critical access hospitals, and skilled nursing facilities.
It also helps cover hospice care and some home health care. Part B (medical coverage) covers things like doctor visits, outpatient services, X-rays and lab tests, and preventive screenings. For example, breast augmentation for cosmetic reasons isn’t covered by Medicare, but reconstructive surgery after a mastectomy is covered. Check out the graphic below to see when you can enroll, or read the article When and how to apply for Medicare for more in-depth info.
After you’ve been enrolled in Medicare Part B for a year, you are eligible for an annual wellness visit to build or update your prevention plan based on your current health and risk factors. Generally, Medicare Part A (also known as hospital insurance) can cover inpatient hospital care, nursing facility care, nursing home care, hospice care and home healthcare. As with other items covered by Medicare, DME must be considered medically necessary for you to use for it to be covered. Some Medicare Advantage plans have benefits that help pay for the home health care services Medicare doesn’t cover and they may be limited to certain health conditions.
Keep in mind that Medicare does not usually pay the full cost of your care, and you will likely be responsible for some portion of the cost-sharing (deductibles, coinsurances, copayments) for Medicare-covered services. Typically, most people don’t pay for Part A if they have paid Medicare taxes for a certain amount of time while working. Coverage includes items and services for pain relief and symptom management, nursing and social services, drugs for pain management, aide and homemaker services, and spiritual counseling. Medicare Part B (medical insurance) helps cover the cost of medically necessary durable medical equipment if your doctor prescribes it for use in your home.
The federal Medicaid program can help pay costs for nursing homes or services to help with daily living activities. There you'll find more information about ways to prepare for Medicare, when and how you need to enroll, what to do if you plan on working beyond age 65, choices to supplement Medicare, and resources for further information and assistance.
